How to Ask Family for Money to Reach Your Goals


When I was trying to go back to school to get my Master's, I was in a rough place.

I was working 3 jobs and waking up at 3AM to study for the GRE. I had no idea when I was actually going to take the GRE….. because I couldn't afford it. I was exhausted, but still determined.

I just kept studying.

A close friend of mine asked me when I'd be taking the GRE because I had been studying for over two months. I responded ‘I have no idea, whenever I get the money’. Immediately, she pulled out her iPad and her credit card and said "Pick your date. I'll pay for it." #wow

After I took the exam and applied to school with a free voucher, I received an acceptance letter that said that in order to hold my spot, I'd need to come up with $1,000 in two weeks. #stressing

Needless to say….. I didn't have a dollar to my name.

I decided to call up friends and family and asked them for $50, $100 or whatever they could spare. I promised that I would pay them back as soon as I graduated and got a job.

Guess what? Within 48 hours, I had $1,000 to go back to school!

Related Content: How to Guarantee Grad School is Worth Your Time & Money

I graduated with a job making more than triple what I was making before. And now I was only working one job instead of three. #happydance I called Every. Single. Person. on my list so that I could pay them back...

... and every single one of them refused to take my money. #blessed

I graduated. I'm now living my dream. That was more than enough for them.

Asking people for money, can be scary and shameful, especially when you’ve always been able to take care of yourself. But here is what I did to make it a little easier:

I called my friends and family and personally asked them.

I drove to them to pick up the money.

I had already did 90% of the work.

I ONLY asked for what I needed to get to the next step.

I am more than happy to pay it forward where it makes sense and when it's truly genuine. If a close friend asks for a small contribution…… I'll be the first to whip out my card.

The people who did it for me, made the difference between me going into debt and eating the free leftover sandwiches from my receptionist job for dinner and me now being able to live my best life.

I'm more than happy to do the same for others.

Don’t be afraid to make the ask, and don’t forget to pay it forward.

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Chantl founded Thrive Lounge to give women the kick in the pants they need (lovingly, of course) to uncomplicate their goals, stop making excuses, get productive and start living the life they always wanted. Her book, Goal Doing: Practical Advice For Goal Setting, Action Planning and Achieving Your Dreams, gives women a step-by-step guide to create, plan and achieve their grandest goals.